If the most recent Equifax data breach has you concerned about identity theft (and it should), these six steps can help you understand your risk and secure your identity. To fully protect your identity, you'll need to go beyond the three big credit bureaus to protect yourself against banking fraud, tax fraud, Social Security fraud, and other criminal activities.

Automating your finances means you have online banking pay your bills and invest for your future. Establish a computerized routine which prioritizes your necessities and your goals.

Bill Payment automation is a convenient and safe way to free up time in your life. But if you don't set automated payments up correctly, they can cause problems in your finances.