Make sure that you are getting the best possible auto insurance rates by shopping around your auto policy every year. This week, take a few minutes to contact a few new auto insurance companies to get competing rates on your exact policy. If you find a lower premium quote, use the quote to negotiate a better rate with your current insurance company or switch.
Make sure the companies you contact are reputable companies and not some random fly-by-night operation. You can look up the financial status of any insurance company at your state's insurance commissioners website.