With the holidays approaching, it's important to plan out and schedule all of your health appointments early for the last few months of the year. Scheduling them early can also help you take advantage of the annual out-of-pocket limit in your insurance, which could save you significantly in healthcare costs.
Contact your insurance company and see if you've reached your out-of-pocket limit. If you have, 100% of your covered healthcare costs could be paid by your insurance. This makes