Health insurance

The Difference Between Copays and Coinsurance

The Difference Between Copays and Coinsurance

The world of health insurance can sometimes seem overly complex. While you are probably familiar with a copay, the coinsurance provision can be confusing. Unfortunately, coinsurance also represents a much larger risk to your finances than copayments do.

You Might Be Entitled to Free Healthcare - Regardless of Income

You Might Be Entitled to Free Healthcare - Regardless of Income

The annual out-of-pocket limit in your health insurance contract is one of the most important clauses for you to understand. Keeping track of the limit and knowing if and when you reach the limit can help save thousands of dollars in healthcare costs....