Credit Cards

Understanding Credit & Strategies for Improving Your Credit Score

Understanding Credit & Strategies for Improving Your Credit Score

You can think of a credit score as your report card for how effectively you manage your finances, specifically your loans. The myth is that a credit score is a measure of how much debt you have, and that racking up more debt will result in a higher credit score. The truth, however, is . . . .

7 Ways to Turn Your Tax Refund Into Thousands More

7 Ways to Turn Your Tax Refund Into Thousands More

 If you're excited about getting a tax refund, imagine how excited you would be if you could double ot triple the value of the refund. Here are a few smart ideas to use your tax refund for that will amplify the boost to your cash flow.

The Dangers of 0% Balance Transfer Offers

The Dangers of 0% Balance Transfer Offers

A reader asked about using 0% balance transfers offers to manage their credit card debt. While these can be beneficial, they can also pose additional risks. Many people who use this strategy find themselves further behind than when they started. Here are some of the common pitfalls to avoid.