Credit Bureau

Understanding Credit & Strategies for Improving Your Credit Score

Understanding Credit & Strategies for Improving Your Credit Score

You can think of a credit score as your report card for how effectively you manage your finances, specifically your loans. The myth is that a credit score is a measure of how much debt you have, and that racking up more debt will result in a higher credit score. The truth, however, is . . . .

6 Steps to Take in Response to Equifax Security Breach

6 Steps to Take in Response to Equifax Security Breach

The most recent Equifax data breach has left the door wide open on personal security. Getting your credit report is just the first step in protecting your identity. To fully protect your identity, you'll need to go beyond the three big credit bureaus to protect yourself against banking fraud, tax fraud, Social Security fraud, and other criminal activities.

The Hidden Danger of Freezing Your Credit

The Hidden Danger of Freezing Your Credit

If you are wondering "should I freeze my credit?", give careful thought to the pros and cons of a credit freeze. Make sure you understand the hidden consequences of freezing your credit before making this decision.