The importance of budgeting is undeniable, but many don’t do it because it is time consuming and difficult. Learn how to build a basic budget in 15 minutes which meets both your financial needs and goals.
The debate about whether a budget is a necessity or a waste of time often centers on a fundamentally flawed definition of budgeting. The exercise of budgeting shouldn’t be designed to limit you, but to give you the freedom to spend money in the manner you wish to spend it.
There is a lot of talk in the financial media about the benefits of automating your finances. But what exactly does that mean? And how do you go about doing it? Here’s one simple method of automating your finances which ties your budget in with your pay.
The importance of budgeting is undeniable, but many don’t do it because it is time consuming and difficult. Learn how to build a basic budget in 15 minutes which meets both your financial needs and goals.
The most recent Equifax data breach has left the door wide open on personal security. Getting your credit report is just the first step in protecting your identity. To fully protect your identity, you'll need to go beyond the three big credit bureaus to protect yourself against banking fraud, tax fraud, Social Security fraud, and other criminal activities.
In the wake of the Equifax Data Breach, consumers are justifiably fearful of their financial security and how the stolen information could be used against them. This fear, however, is creating an opportunity for scammers to extract even more information from consumers, or to make new victims by stealing information from people who are not part of the original security breach.
The Equifax response to the 2017 cyberattack is a good start but falls far short of what is needed for the company to live up to their responsibilities. Equifax's current offer to victims does not address the magnitude of the damage which was caused by the breach, and the true cost of Equifax's mistakes will be borne by consumers.
