Financial Coaching - Launch Your Finances

HELP WITH Managing money, budgeting, & MANAGING DEBT

Designed for those working on budgeting, struggling with debt, or wanting to build a stronger financial foundation; Financial Coaching offers guidance and recommendations whether you want to get out of debt, take more family vacations, buy a home, fund a child's education, or anything else.

Free Coaching Call

If you are interested in receiving personal coaching on achieving your goals, please contact us to schedule a free half-hour coaching call. During the call we’ll talk about your goals and begin to discuss a plan for how you can achieve them.

Designed to Build Your Wealth

Financial Coaching services are designed to help you build your wealth not to tell you to come back once you have it.

No Commissioned Product Sales

Purposeful Finance coaches cannot sell insurance or other financial products on commission. Coaches are also not allowed to accept referral fees, kickbacks, or other forms of hidden compensation.

Financial Coaching Services are provided by Purposeful Strategic Partners, a financial planning firm.

Benefits of Coaching

Financial Coaching provides guidance and personal coaching to help you accomplish your financial goals and your life goals.

ORGANIZATION

We help bring order to your financial life, by assisting you in organizing your finances including expenses, debt, taxes, investments, and more.

ACCOUNTABILITY

We act as your accountability partner to help you follow through on financial commitments and take the necessary steps to achieve your priorities and goals.

OBJECTIVITY

We help you make better money decisions by bringing an unemotional perspective to important life events along with the research you need to make informed decisions. 

PROACTIVITY

We work with you to anticipate your life transitions and future goals, and then give you guidance on the necessary steps to be financially prepared.

EDUCATION

We provide you with the specific knowledge needed to succeed in each situation and explain your options and the risks associated with each choice.

PARTNERSHIP

We work with you to identify your ideal life, both now and in the future, and then partner with you to direct your financial resources toward achieving that life.

Budgeting | Managing Debt | Career Planning | & Affording Major Goals

What Coaching Covers:

Coaching covers the foundational aspects of money management relating to budgeting, debt, and saving for major goals. You’ll receive help from a professional advisor in overcoming barriers to achieving your financial goals and a plan to work toward financial independence.

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Help Building & Sticking to a Budget

Your budget should be a living document which helps you prioritize your spending according to the life you want to build — both now & in your future. The focus is on shifting your spending toward your priorities with no judgements about your past spending.

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Assistance Managing Debt & Improving your Credit score

Debt can be a tool to help you build long-term wealth or a devastating force in your life, draining you of financial resources and causing stress between spouses and family members. 

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Mentoring on advancing your career and growing income

You can’t budget your way to wealth. Good guidance is key to improving your income; whether you need help with resumes and interviewing, strategies for asking for a raise, a plan for personal development toward advancement, or just need someone to bounce an opportunity off of.

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Planning to help you buy a home

Work toward your dream of owning a home through intentional saving toward a down payment, analysis of how much you can afford based on the true cost of home ownership, and guidance through the shopping and purchase process.

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Preparing for starting a business

Set yourself and your business up for success with guidance on preparing financially for the leap to entrepreneurship as well as a structured proven process for the launch and initial stages of your business.

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Plan for your 30-year vacation

Begin your journey toward retirement with an initial plan for achieving the retirement you always wanted. You’ll receive analysis and recommendations on an optimal savings rate, projections for Social Security, and a target goal for your retirement balance combined with a plan to get there.*

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Afford college without THREATENING your financial security

Sending a child to college shouldn’t mean sacrificing your financial wellbeing. Coaching offers assistance with developing a savings plan, understanding the student loan process, pursuing scholarships and grants, and making wise choices of college and major. You’ll also get assistance with managing student loans.

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Risk Management - Protecting what you build

Building a strong financial foundation includes making sure a disaster doesn't come and take it all away. Get help understanding how you can best manage the risks in your life and when insurance would and would not be an appropriate option. (Coaches do not sell insurance products or accept commissions).

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Tax Implications

Coaching clients receive education and strategies on the tax implications of their decisions. Taxes are one of the major factors that influence wealth-building, and understanding tax efficiency and tax avoidance (the legal one) strategies are of vital importance.

Learn More About How Coaching Can Help

Schedule a free half-hour coaching call to get personal help on achieving your financial goals.

During the call, we will talk about your goals and begin to discuss a plan for how you can achieve them.

A Proven Process Developed by a Tenured Professor & CFP

The coaching program was developed by Joshua Escalante Troesh, a Tenured Professor of Business and Certified Financial Planner. He has helped thousands of individuals and families achieve their financial goals and manage their finances more effectively. Josh has been quoted in Forbes, Consumer Reports, CNBC, US News & World Report, & many other media and is a sought-after speaker on personal finance & entrepreneurship.

Two Options To Meet Your Needs: Launch & Financial Coaching

Launch is a self-directed program designed to provide you with the tools and guidance necessary to build your own financial plan. Financial Coaching provides more hands-on guidance on achieving your financial goals including multiple financial planning meetings each year to help you on your journey.

Included in both

Both Financial Launch and Financial Coaching offer a suite of services to help you manage your finances.

  • A proven jump-start to your finances

  • Monthly webinars & online classes on foundational to advanced financial topics

  • Access to a sophisticated financial planning platform to:

    • Understand your spending

    • Track your net worth

    • Plan debt payoff

    • See bank and investment accounts in one place

    • And more

  • Monthly task lists and challenges to guide you in making progress

  • Email assistance for your questions

  • Advice with no commissioned financial product sales

Financial Launch

Self-Directed & Lower-Cost

You’ll begin Launch with a quick onboarding meeting to set yourself up in the financial planning platform and gain a greater understanding of your finances. You’ll also go through a guided financial planning webinar series to help you build an initial financial foundation plan including building and optimizing a budget, setting a plan to manage debt, and saving for your future.

At the six-month mark you’ll sit down virtually with your financial coach for your first financial planning session and receive guidance and recommendations to improve your financial plan. You’ll leave the meeting with actionable steps you can take to move your personal financial plan forward. From there you’ll meet with your coach every six months, alternating between a 30-minute check-in session and a 1-hour planning meeting.

Fee: $35 per month with no up-front fee.

Financial Coaching

Regular Personalized Help

Coaching begins with a series of meetings with your financial coach to build an initial financial plan to achieve your goals.

Then, you and your coach will have quarterly planning meetings to guide you in continual progress on your finances including:

  • Setting & achieving new financial goals

  • Reviewing and optimizing your cash flow and budget

  • Improving income through career planning and mentoring

  • Keeping long-term goals like retirement in view

  • Reviewing and improving your credit report

Fee: $700 initial plan fee plus $150 per month.

Free Coaching Call

If you are interested in receiving personal coaching on achieving your goals, please contact us to schedule a free half-hour coaching call.

During the call we will talk about your goals and begin to discuss a plan for how you can achieve them.