The importance of budgeting is undeniable, but many don’t do it because it is time consuming and difficult. Learn how to build a basic budget in 15 minutes which meets both your financial needs and goals.
The debate about whether a budget is a necessity or a waste of time often centers on a fundamentally flawed definition of budgeting. The exercise of budgeting shouldn’t be designed to limit you, but to give you the freedom to spend money in the manner you wish to spend it.
There is a lot of talk in the financial media about the benefits of automating your finances. But what exactly does that mean? And how do you go about doing it? Here’s one simple method of automating your finances which ties your budget in with your pay.
The importance of budgeting is undeniable, but many don’t do it because it is time consuming and difficult. Learn how to build a basic budget in 15 minutes which meets both your financial needs and goals.
If you are managing your money based on the policies and fee structure of your bank, you are in a codependent relationship. Your bank's policies and fees should conform to how you want to manage your money. The following questions will help to determine if you are in a codependent relationship with your bank and will help you find one that breaks the cycle.
Developing a career path will provide you with a step-by-step path route to take in your journey to your ideal job. A proper career path will give you a detailed guide on the sequence of jobs you should take. Unfortunately, many people who try and build a career path go about it in the most frustrating way possible....
You're probably familiar with the net worth statement as a tool for getting a quick snapshot of all you own and all you owe. But the net worth statement is the Swiss army knife of your financial documents, allowing you to use it for a surprising number of purposes. Keep your net worth statement handy for helping with all aspects of your financial plan including your insurance needs, estate planning....
The purpose of saving money is to achieve the goal that you're saving toward. As a result, you are constantly balancing between growing your investment while preserving your capital. If you are saving for longer than one year, get your money out of your savings account and into a more appropriate investment. The worst thing you can have....
